Good day, Are you getting a fair contribution to your child’s monthly maintenance or do you believe you are paying too much?  The following searches will greatly assist in proofing your ex-spouses financial capability in building cases. For example, a deed search provides mortgaging information, e.g. bond size, and this, in conjunction with the Credit Act stipulations an approximate monthly income may be determined.    In order to do the searches the following information is required: -         Initials -         Surname -         ID Number (Beware that some people do have more than one ID ) I would suggest a deeds search and an ITC search as a starting point.  When suspected that the Ex has business interests, a director search is advisable.  If it is known, remember to advise in which area the person is staying, as there are multiple Deeds Offices in SA, and when the area is supplied, only one search is required. Below is a description of all searches available:   Combined consumer credit report Multiple credit bureau credit report The multiple credit profile search enables a user to carry out a simultaneous credit search on multiple bureaux on a person. The benefits of this are making certain that all bases are covered. Whether a multiple bureau search or a single one is submitted, the search will go into the "Instant" batch queue and the user will be taken to the transaction analysis list to view the results. You will then see the results that you have asked for. You can either use the right hand, "magnifying glass" to view the individual searches or click on the consolidated view to see the results. A PDF file will be produced within 30 minutes and that can also be downloaded as a neater result layout. The reason it goes into batch is because it is the multiple request and not the individual request, which does not go into batch. We put it into the batch stream, even though the result is returned in generally less than 15 seconds as we do not know if it will return from all sources in the correct timescale. Companies Office Searches Company Details To see the details of a company such as the directors/members, registered & postal addresses, Auditors, their sic code, whether still in business etc. there is also an option to see the history of events at the company, if known. A company can be searched for using the full name, or part name or even a part of the name within the whole name. You can also search using the registration number. Company History To view the history on a company. This search will cover history relating, inter alia, to previous directors, auditors and name changes. The information is sourced from CIPRO (The Company Registration Office) and updated every second week. Director / Members. To see if a person is a director or member of companies. The search is based on using the person’s name and or initials and or the date of birth or the full id number. If a person is director or member of multiple companies, a list of the companies will be shown so that each may be explored. Computer Aided Property Valuations Computer aided valuations - Suburb and Street Summary Through this search one can obtain different layers of details depending on the choice made, of a property positioning, enabling tight valuations to be understood. Obtain a Cadastral Map of the area surrounding a property and see the sales in the suburb, or even in the street by distance and time. Obtain an aerial photo, if available Computer aided valuations - Suburb Summary Through this search one can obtain different layers of details depending on the choice made, of a property positioning, enabling tight valuations to be understood. Obtain a Cadastral Map of the area surrounding a property and see the sales in the suburb, or even in the street by distance and time. Obtain an aerial photo, if available Computer aided valuations - Suburb, Street, Transfer Summary Through this search one can obtain different layers of details depending on the choice made, of a property positioning, enabling tight valuations to be understood. Obtain a Cadastral Map of the area surrounding a property and see the sales in the suburb, or even in the street by distance and time. Obtain an aerial photo, if available Consumer Trace data TransUnion - Non Verified Contact Data TransUnion (formerly ITC) is South Africa's largest consumer credit bureau with over 19 million individuals on its database. This search enables a user to obtain multiple addresses and telephone contact details. These details have not been verified, but provide potential contact information required to trace and communicate with an individual. If no information is found on the TransUnion database, no fee is charged. XDS–Non Verified Contact data Consumer Trace – XDS (Registered Credit Bureau) is a real-time search providing you with potential contact information (telephone, address and employment history). The XDS database consists of about 170 million potential consumer addresses and 60 million telephone numbers. This search assists with the tracing of consumers such as debtors and beneficiaries. *If no address AND telephone information is returned no charge will be applicable. Experian Consumer Report The Experian Consumer report covers the personal details and credit information relating to a natural person. Included in the report are the following, if known: Credit statistics, Consumer details, enquiry history, payment profiles, judgement profiles, contact information and employment information. Before a search can be conducted, the user must assent to the terms and conditions aligned to information handling derived from credit bureaus. This is the same as the TransUnion conditions. If a user has accepted the TransUnion conditions, then they will be defined as accepting the same conditions relating to using credit bureau information derived from Experian. The search requires either the submission of a persons name AND the ID number, OR the name, Date OF Birth AND last known address. IF no information IS found, no charge IS levied. Portfolio Company Portfolio. To obtain a composite portfolio of a company such as: the properties they own, their directors’ information, the properties the directors own and other companies where they also have directorships, ITC profiles on the company and the directors. Individual Portfolio To obtain a portfolio of a person, the properties they own, companies they are directors/members of, properties the companies own, ITC credit profiles on the person and the companies. Profile Academic Qualifications - Global To confirm an individual’s academic qualification. For Global institutions Academic Qualifications - Matric To confirm an individual’s academic qualifications. For Matric and South African institutions Academic Qualifications - South Africa To confirm an individual’s tertiary academic qualifications. For institutions based inside of South Africa. Academic Qualifications - Sub-Saharan To confirm an individual’s academic qualifications. For Sub-Saharan Africa based institutes. Administration Orders On Person To ascertain if a person has an Administration Order lodged against them. This is the ‘junior’ version of sequestration, but shows considerable details of the person’s location, workplace, salary, disbursements etc. Bank Verification The Bank Account Verification enables an individual’s or company’s bank account to be matched against their identity number or registration number (respectively). In addition, Deed search will respond as to whether the bank account is valid and open. Branch codes are also verified. Please note that this verification option only applies to South African bank accounts and not credit cards. Users will receive responses between 3 and 72 hours. Criminal Record To ascertain if a person has a criminal record recorded with the SAPS. The person’s approval will be required for this search if the result comes back with a possible positive result. Drivers License To validate, based on a name and ID number whether the person has a valid driver’s license, its codes and validity for use Personnel Assessment Profile Personnel Assessment Profile. This search is aimed at validating a prospective employee, [or current one], to ensure that their C.V. or submission is correct. We can cover: previous employment, qualifications, criminal records, ITC record, or other credit records, driver’s license, property ownership, directorships or memberships, [to ascertain competitor involvement]. This search is all about minimizing risk in business. Previous Employment To confirm the history of a person’s previous employment. Useful for tracing purposes and pre-employment verification. Property Owner Agricultural Holdings To search for Agricultural holdings or ‘Plots’ registered at the various deeds offices. Various assistance points are offered in the search. To check the spelling or existence of a holding’s area = [Use the ‘find’ button to obtain information about the agricultural holding, numbers of plots/portions and where situated], but use part of the holdings area name. To see which deeds office has the holdings area registered in confusion areas such as between Pretoria and Johannesburg deeds offices, do not select a deeds office and then use the find button and select based on the list shown. The system also checks that the ‘plot’ number is in the range specified by the deeds office and validates before sending the request to the deeds office. Company Multiple Offices To search for property owned, interdicts, sequestration and other information about a Company, [Pty/CC] at multiple deeds registrar’s offices. This saves using the single deeds office search multiple times. The results are batched and show on the batched search list, [see top left of the display]. Company Single Office To search for property owned, interdicts, sequestration and other information about a Company, [Pty/CC] at a single deeds registrar office. Erf / Township To search for property by erf/erven number within a township/suburb as registered at the various deeds offices. NOTE: the deeds offices record property by its erf or erven reference and not by its street address. The deeds office also only registers property by the township name and not by the suburb name. The erf reference can be obtained using the street address conversion search, or by contacting the local municipality planning department. To check the spelling or existence of a township = [Use the ‘find’ button to obtain information about the erf numbers and townships and where situated], but use part of the township name. To see which deeds office has the township registered in confusion areas such as between Pretoria and Johannesburg deeds offices, do not select a deeds office and then use the find button and select based on the list shown. The system also checks that the ‘erf’ number is in the range specified by the deeds office and validates before sending the request to the deeds office. Farm To search for farms or farm portions as registered at the various deeds offices. NOTE, the deeds office registers farms by the ‘registration division’ or RD, the farm name and number. To check for a farm = [Use the ‘find’ button to search by the name, or farm number, or registration division, or any combination of the three fields and also determine the number of portions on the farm. If a list is required of the portions, use A as the portion number to list the portions]. Natural Person Multiple Offices To search for property owned, interdicts, ANC, sequestration and other information about a natural person at multiple deeds registrar’s offices. This saves doing the individual deeds office searches manually. The results are batched and show on the batched search list, [see top left of the display] Natural Person Single Office To search for property, interdict, ANC, sequestration and other information about a natural person at a single deeds registrar office. Sectional Scheme To search for sectional scheme lists or units, including the exclusive use areas in a sectional scheme. [Use the ‘find’ button to obtain information about the sectional scheme name, number, where situated and number of registered units. Leave the unit number blank to see a list of units in the scheme when submitting]. If a list is returned, choose from the list to see the details. Title Deed Document Search To search by the document number of a title deed of a property, or Bond, or ANC or other documents held at the deeds office. The document type notation is as per the table shown on the search screen. Trust Multiple Offices To search for property owned, interdicts, sequestration and other information about a Trust at multiple deeds registrars offices. This saves searching the individual offices manually. The results are batched and show on the batched search list, [see top left of the display Trust Single Office To search for property owned, interdict, sequestration and other information about a Trust at a single deeds registrar office. Property Type Physical Address Conversion To convert a physical address to erf/township for deeds office searching, or to convert an erf/township number from deeds office results, to a street address. Price Bands The search result displays the sales achieved within defined price bands in the selected suburb over a selected 6 month period. Valuable for understanding the financial trending in a suburb. The first screen defines the province for selection, the second screen selects the suburb, the third screen defines the bands, which can be de-selected if required and also whether full price or sectional title. Property History - Company/Trust To see the property history of a company / trust. This search shows the property owned by a company or trust, on a national basis since 1993 and, if disposed, how disposed and to whom. A very useful search for understanding transactions and timescales involved. Interesting search for risk management purposes. Property History - Individual To see the property history of a person. This search shows the property owned by a natural person, on a national basis since 1993 and, if disposed, how disposed and to whom. A very useful search for understanding transactions and timescales involved Property Transfers Retrieve list details of property sales within specified time periods within suburbs and even to streets. Possible to refine search criteria to ascertain the numbers involved before committing. Shows seller, buyer, pricing details, including bond registered size, etc. Can be focussed to sectional titles, farms or erven levels Suburb Trends The search result will display the comparison of sale price achieved over up to three suburbs over the last 5 years. The results show as sales numbers in a bar chart format, followed by a colour coded graph of the sales values within the suburbs over the time period. The detail of the results then analyses the trending and actual results. A very important proving document for valuation and sales assistance. You will be required to select a province, then up to three suburbs for the trending results to display. Tenant Profile To check the tenant profile network to see a tenancy profile of previous tenant performance and information in respect of rentals. To see if a tenant is registered and or see other contact and relationship data as may be available for the person. Who has not sold a property To ascertain who, in a suburb, or street has not sold their property within a specified timescale. Very useful for establishing calling lists and understanding ownership movements and sales opportunities. The database was established in 1993, so a good spread is obtained Who owns properties To ascertain who in a street owns the properties. From the list of owners it is then possible, using the other searches to ascertain further details relevant to business opportunities. The database was established in 1993, so a good spread can be obtained Transunion ITC Company Search - Scan on file To obtain a report covering the credit details of a company, including: a company header of base details, Bank code history, Companies office details, a Principal summary listing director information, Defaults and judgements together with notarial bonds, Deeds office information, Enquiry history as well as tradex or trade related history. In other words a very complete credit profile of a company. Company Search - Subject Default To obtain a report covering the summary credit details of a company, including: a company header of base details, defaults and judgements together with notarial bonds and Enquiry history. In other words a summary report, but not as complete as the scan on file. But still a worthy credit profile of a company. ID Verification To ascertain if a person’s name matches with their I.D. number and that it is not that of a deceased person, or has been used in fraud. Person Search To obtain the credit profile of a person that includes their last known marital, work related and location history, together with defaults and judgements, sequestration information and history of credit enquiries.     Description Price Companies Office Searches Director / Members R 10 Companies Office Searches Company Details R 10 Companies Office Searches Company History R 30 Computer aided valuations - Suburb, Street, Transfer Summary   R 90 Computer aided valuations - Suburb and Street Summary   R 50 Computer aided valuations - Suburb Summary   R 20 Consumer Trace Data XDS–Non Verified Contact data R 15 Consumer Trace Data TransUnion - Non Verified Contact Data R 15 Experian Consumer report R 70 Document Copies   R 15 Portfolio Individual R 90 Portfolio Company R 90 Profile Criminal R 115 Profile Administration Orders on Person R 45 Profile Drivers License R 105 Profile Previous Employment R 75 Profile Vechile Suspended R 255 Profile Vechile Owner Suspended R 255 Profile Bank Vergication R 40 Property Owner Sectional Scheme R 10 Property Owner Title Deed Document R 10 Property Owner Agricultural Holdings R 10 Property Owner Erf / Township R 10 Property Owner Farm R 10 Companies Office Searches Company Single Office R 10 Companies Office Searches Trust Single Office R 10 Property Type Who has not sold a property R 10 Property Type Who owns properties R 10 Property Type Physical Address concertion R 10 Property Type Tenant Profile R 70 Property Type Property Transfers R 15 Property Type Property History / Company / Trust R 60 Property Type Property History / Individual R 60 ITC Person Search R 70 ITC Company search - Subject Default R 200 ITC Company search - Scan on File R 250 ITC Id Verfication R 15   The procedure for the searches is the same as ordering the book: Bank : ABSA , Bank Code: 632005 Bank Account Name:    ms4u  Bank Account No:  9117955052 PLEASE USE Deeds, YOUR email address AS REFERENCE example 1 : Deeds info@ms4u.co.za Then email or fax me with your proof of payment. EMAIL ME WITH PROOF OF PAYMENT   Marie Kapp-Lotter Maintenance Services 4 You – www.ms4u.co.za MS4U Child Support Collections – www.ms4ucollections.co.za P O Box 1101, Menlyn Central 0077 marie.kapp@iafrica.com